[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tomina.cz\/mate-problem-ziskat-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.tomina.cz\/mate-problem-ziskat-pujcku\/","headline":"M\u00e1te probl\u00e9m z\u00edskat p\u016fj\u010dku?","name":"M\u00e1te probl\u00e9m z\u00edskat p\u016fj\u010dku?","description":"Stejn\u011b jako existuj\u00ed lid\u00e9, kte\u0159\u00ed si pot\u0159ebuj\u00ed p\u016fj\u010dit pen\u00edze, existuj\u00ed i tac\u00ed, kte\u0159\u00ed p\u0159i pokusech o z\u00edsk\u00e1n\u00ed p\u016fj\u010dky selh\u00e1vaj\u00ed. A to z toho prost\u00e9ho d\u016fvodu, \u017ee nejsou schopni vyhov\u011bt krit\u00e9ri\u00edm, je\u017e v t\u00e9 \u010di on\u00e9 finan\u010dn\u00ed instituci maj\u00ed nastavena. Je to prost\u00e9. Poskytovatel\u00e9 p\u016fj\u010dek pot\u0159ebuj\u00ed m\u00edt jistotu, \u017ee se se sv\u00fdmi pen\u011bzi op\u011bt setkaj\u00ed, a...","datePublished":"2019-09-15","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.tomina.cz\/author\/#Person","name":"","url":"https:\/\/www.tomina.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tomina.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tomina.cz\/wp-content\/uploads\/img_a352078_w1722_t1566556380.jpg","url":"https:\/\/www.tomina.cz\/wp-content\/uploads\/img_a352078_w1722_t1566556380.jpg","height":0,"width":0},"url":"https:\/\/www.tomina.cz\/mate-problem-ziskat-pujcku\/","about":["Pen\u00edze"],"wordCount":461,"articleBody":"       Stejn\u011b jako existuj\u00ed lid\u00e9, kte\u0159\u00ed si pot\u0159ebuj\u00ed p\u016fj\u010dit pen\u00edze, existuj\u00ed i tac\u00ed, kte\u0159\u00ed p\u0159i pokusech o z\u00edsk\u00e1n\u00ed p\u016fj\u010dky selh\u00e1vaj\u00ed. A to z toho prost\u00e9ho d\u016fvodu, \u017ee nejsou schopni vyhov\u011bt krit\u00e9ri\u00edm, je\u017e v t\u00e9 \u010di on\u00e9 finan\u010dn\u00ed instituci maj\u00ed nastavena. Je to prost\u00e9. Poskytovatel\u00e9 p\u016fj\u010dek pot\u0159ebuj\u00ed m\u00edt jistotu, \u017ee se se sv\u00fdmi pen\u011bzi op\u011bt setkaj\u00ed, a proto si nastavuj\u00ed pravidla, jim\u017e mus\u00ed \u017eadatel\u00e9 vyhov\u011bt. A pr\u00e1v\u011b ti nejpot\u0159ebn\u011bj\u0161\u00ed nejednou nemaj\u00ed nad\u011bji na \u00fasp\u011bch. Zejm\u00e9na je-li vy\u017eadov\u00e1n pravideln\u00fd dostate\u010dn\u00fd p\u0159\u00edjem a dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed \u010di absence z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f. Ov\u0161em co kdy\u017e pot\u0159ebuje p\u016fj\u010dku pr\u00e1v\u011b n\u011bkdo, kdo se v t\u011bchto ohledech nem\u00e1 moc \u010d\u00edm py\u0161nit? Takov\u00fd by m\u011bl rovnou zapomenout na banky. Proto\u017ee tam by byl jeho \u00fasp\u011bch roven z\u00e1zraku. Pro n\u011bkoho takov\u00e9ho jsou tu daleko sp\u00ed\u0161e hypot\u00e9ky bez registru. Pro\u010d pr\u00e1v\u011b ty? T\u0159eba proto, \u017ee jsou poskytov\u00e1ny nebankovn\u00edmi spole\u010dnostmi, je\u017e jsou daleko flexibiln\u011bj\u0161\u00ed ne\u017e banky a mohou tak \u017eadatel\u016fm daleko sp\u00ed\u0161e vyj\u00edt vst\u0159\u00edc a naj\u00edt n\u011bjak\u00fd ten oboustrann\u011b v\u00fdhodn\u00fd kompromis.  Nebo proto, \u017ee se zde d\u00e1v\u00e1 za poskytnut\u00e9 pen\u00edze na dobu spl\u00e1cen\u00ed do z\u00e1stavy n\u011bjak\u00e1 vhodn\u00e1 nemovitost na na\u0161em \u00fazem\u00ed, tak\u017ee u\u017e pak poskytovatel nem\u00e1 d\u00edky t\u00e9to z\u00e1ruce pot\u0159ebu p\u0159\u00edli\u0161 zkoumat \u017eadatelovy finan\u010dn\u00ed pom\u011bry a bohat\u011b sta\u010d\u00ed prok\u00e1z\u00e1n\u00ed toho, \u017ee doty\u010dn\u00fd bude schopen hradit alespo\u0148 ty nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky.  Nebo proto, \u017ee se tu spl\u00e1cen\u00ed m\u016f\u017ee prot\u00e1hnout t\u0159eba a\u017e na t\u0159icet let, co\u017e pr\u00e1v\u011b umo\u017e\u0148uje takov\u00e9 sn\u00ed\u017een\u00ed spl\u00e1tek na minimum.  Nebo proto, \u017ee lze takovou p\u016fj\u010dku naopak i kdykoliv p\u0159ed\u010dasn\u011b a bez sankc\u00ed splatit.   Nebo proto, \u017ee je vy\u0159izov\u00e1n\u00ed \u017e\u00e1dosti o hypot\u00e9ku bez registru rychl\u00e9 a jednoduch\u00e9, bez poplatk\u016f p\u0159edem a skryt\u00fdch h\u00e1\u010dk\u016f v komplikovan\u00e9 smlouv\u011b.  Nebo proto, \u017ee tu nemus\u00ed vadit ani n\u00edzk\u00e9 p\u0159\u00edjmy, ani n\u011bjak\u00fd ten bezv\u00fdznamn\u011bj\u0161\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f.  Nebo proto, \u017ee lze takto z\u00edskan\u00e9 prost\u0159edky, tedy a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, pou\u017e\u00edt prakticky na cokoliv, v\u010detn\u011b \u0159e\u0161en\u00ed p\u0159edchoz\u00edch dluh\u016f, p\u016fj\u010dek a exekuc\u00ed.  Tyto nebankovn\u00ed produkty prost\u011b uspokoj\u00ed t\u00e9m\u011b\u0159 ka\u017ed\u00e9ho. Dost mo\u017en\u00e1 i v\u00e1s, je-li v\u00e1m to zapot\u0159eb\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u00e1te probl\u00e9m z\u00edskat p\u016fj\u010dku?","item":"https:\/\/www.tomina.cz\/mate-problem-ziskat-pujcku\/#breadcrumbitem"}]}]